# LLM Crawler Index for TiC Rate Gap Scanner
# https://ticrategap.com
# Last Updated: 2026-04-11

## Site Overview
TiC Rate Gap Scanner helps US employers (CFOs, HR Directors) discover how much more they are paying for health insurance compared to competitors in their zip code using federal Transparency in Coverage data.

Target Audience: CFOs and HR Directors at companies spending $500k-$50M annually on health insurance

## Core Pages

### Home - https://ticrategap.com/
The main landing page featuring:
- Value proposition: Federal data shows competing employers in your zip code pay up to 40% less for identical health insurance coverage
- Email capture form for free Price Gap report
- Pain point highlighting (broker commissions, negotiation blindness, rate variations)
- How It Works: 4-step process for federal TiC data analysis
- Pricing tiers: Free (Sucker Score), Professional ($5,000), Enterprise ($15,000-$49,000)
- Statistics: 47,000+ rate files, $2.1T annual spend, 38% average overpayment

### Privacy Policy - https://ticrategap.com/privacy/
Legal page documenting data handling and privacy practices.

### Terms of Service - https://ticrategap.com/terms/
Legal page documenting terms and conditions of service.

## Key Topics
- Health insurance transparency
- Federal Transparency in Coverage (TiC) mandate
- Employer health insurance benchmarking
- Plan cost negotiation
- Geographically-relevant health insurance pricing
- Competitor rate analysis

## Products
1. **Free Sucker Score** - Estimate overpayment without signing up
2. **Professional Tier** ($5,000) - Full Price Gap report for a single location
3. **Enterprise Tier** ($15,000-$49,000) - Negotiation Evidence Vault with multi-location analysis

## FAQ

Q: What is the Transparency in Coverage (TiC) mandate?
A: Federal requirement that health insurance carriers publish detailed pricing data for procedures and plans. TiC Rate Gap Scanner normalizes this public data to show employers how their rates compare to competitors.

Q: How accurate is the Sucker Score?
A: Based on 47,000+ federal rate files covering $2.1T in annual employer health insurance spend. Average employers overpay by 38% compared to similarly-sized competitors.

Q: What data sources does TiC Rate Gap use?
A: Only federal Transparency in Coverage files published by insurance carriers. No proprietary broker data or surveys - just public federal requirements.

Q: Can I use this for multi-location negotiations?
A: Yes - Enterprise tier includes multi-location analysis across your company's locations.

## Contact & Support
- Email-based waitlist for early access
- Product launch targeted at validating demand from cold email outreach

## Security & Compliance
- Email-first customer interaction model (no user accounts yet)
- No backend data storage during MVP phase
- Legal pages available for compliance review

## Target Industries
- Mid-market employers (500+ employees)
- Enterprise employers with self-insured plans
- Benefits consulting firms
- HR outsourcing providers

## Discovery Keywords
- Health insurance cost benchmarking
- TiC Transparency in Coverage data
- Health plan price negotiation
- Employer health insurance rates
- Plan cost comparison
- Benefits consulting

## Allowed AI Crawlers
This site welcomes indexing by:
- OpenAI (GPTBot, ChatGPT-User)
- Anthropic (ClaudeBot, anthropic-ai)
- Perplexity (PerplexityBot)
- All major search engines

See robots.txt for complete crawler policies.